personal

The Symbol of Personal Creation

Early in the morning of July 17, 1991 in Wiltshire County, Wessex, England, near the base of a Neolithic hill fort named Barbury Castle, a vast, tetrahedral design of around twelve thousand (12,000) square yards manifested in a wheat field. Mysterious lights could be seen along with the sound of massive and prolonged thunder that lasted far too long to be considered as originating from an ordinary electrical storm.

The electrical power to a nearby town was also lost and the local military base moved all its helicopters as fast as possible to investigate the commotion. After the military temporarily blocked access to the formation, a witness going directly into the wheat field pattern was overwhelmed by a huge electric charge in the air causing his ears to hurt and the hairs on his arms to bristle.

As a spiritualist, I  believe that some crop circles are the result of an advanced scientific method developed by extraterrestrials (possibly in collaboration with some human souls from the astral worlds) existing on a slightly higher vibration rate than that of the Earth’s material vibration rate.

Plants, such as wheat or corn stalks, are biochemically sensitive enough to be affected in ways not normally possible with non-living material forms. When extraterrestrial space craft reach our level of vibration, they appear in our atmosphere and even sometimes try to land. If they have a visual method of communication, and wished to leave evidence of their visit, would it not most likely consist of the sort of geometric shapes, images and symbols often found in crop circles?

Unfortunately, over eighty percent of crop circles are man-made hoaxes where the plants are broken and look trampled in a somewhat chaotic way. However, in some crop circles, all the stems are only bent as if they were radiated from one side without any evidence of trampling whatsoever. Additional phenomena would also be observed such as strange balls of light, high radiation counter readings along with intense electrostatic fields similar to those experienced by very credible witnesses at the RAF Bentwaters Rendlesham Forest incident.

The design itself, being highly significant in sacred Hermetic wisdom, is equally remarkable. It contains the overriding order of the cosmos that seemed to be at the foundation of all archaic communities, while containing a repository of geometrical, musical and arithmetic harmonies. It portrays the Trinity of Creation and the oneness of the Supreme Being. Some scholars and mystics interpret this symbol as representing the three etherial elements of the cosmic egg (a sacred design of creation) represented as sulphur, mercury, and ether, being transformed into the material elements by the inhalation and exhalation of the Supreme Being.

The complete area of the three encompassing circles equals the area of the central circle. The addition of the total area of all the circles comes to 31,680 square feet. 3168 is also the gematrian numeral symbolic of the Christ incarnation. According to certain pagan religions 3168 is the number of the Creator as being the …

money

How to Get Wealthy After Age 40

It a great possibility you can get wealthy if you are almost 40, at age 40 or older. Many people miss out on experiencing the joy in life, because they have a bad habit of following the traditions and beliefs among public opinion within our society. They become followers rather than leaders. They never allow themselves to be who they are, a vibrantly unique soul. Therefore, this is why we have a troubled society, many people who have given up are mostly those who have reached a specific age and feel life is over. They see younger generations getting rich at the age they were not taught about being wealthy. They see younger generations knowing about certain prosperous innovations they are yet trying to learn. This really hurts and causes division among certain age groups. A great percentage of people age 40 and over become bitter and angry, because they lack financial freedom and so they just continue to work for other people without realizing they still have the capabilities to succeed and achieve anything they want out of life. One important thing for people to realize as they turn 40, life expands as long as we allow it to expand and it can expand into infinite wealth, without a doubt.

You will be surprised how many men and women believe that they can never obtain wealth, because they have reached and unacceptable age according to society. The percentage of people who have negative beliefs is very high. These are the particular people who think this way: men and women with grown children who have struggled to send their children to college, grandparents who have always worked on a minimum wage job and frequently see younger generations with higher paying careers, blacks and Latinos who have always lived their lives based on their race or surrounding conditions, people who were incarcerated and happen to get out of prison at a late age, single mothers who had to raise children alone without the help of their husband or boyfriend, people who have had a hard time achieving their education and never get a college degree and there are many other groups of people who have a bad habit of thinking they are incapable of becoming wealthy at age 40 or older.

There have been many people over 40 who thought going back to school was something to make them feel complete and then unfortunately, they still never obtained wealth. If you have a motive to get wealth, then go for it. Do not allow people to make feel like you have to spend many years getting an education to get wealth.

No matter what gender, race, age or background, you can have wealth. If you think about it, many people who have a particular mindset of being cynical are those who eventually end up in the cemetery with unfulfilled dreams. This is the very reason people must realize they can achieve financial freedom. Believe it or not, there are millionaires who …

business, money, personal

I Want to Make Money But Don’t Know How?

I get a lot (and I mean a lot!) of people saying to me ” I want to make money but how do I do it?” and my response is always the same – “Do you REALLY want to make money or do you ‘think’ you want to make money ?” …and yes, there is a difference.

You see most people ‘think’ they want to make some money but when it comes down to actually discovering what it is they need to really do to get the money they thought they wanted, their ‘want’ for the money goes somewhat lame. What people should be saying is – I want to make money and I’m prepared to do whatever it takes to get it!” (of course within legal, moral and ethical grounds). It’s the ‘do whatever takes’ commitment that will define you from the huge masses that just ‘want’ money.

So, assuming you have the ‘whatever it takes’ factor, what can you do to start making some money fast? How do you really get the money coming in quickly?

Let’s address one myth up front right now. There are many people proclaiming the virtues of the internet as a way to make big money quickly “I put a website up with my XYZ wonder product and I was a millionaire by 4pm!”. Well I will tell you that simply does not happen. Even the individuals that claim incredible results in a very short time, and can apparently prove it, are not telling you the whole story – much more likely is they spent months building, developing and testing their product launch; they probably spent months building their contact base to have huge amounts of business partners to help launch the product; they probably spent months building up the promotion and PR machine ready for the day they launch, and then when it all comes together in one big bang, they have the nerve to say “aren’t we great in what we created in one day”. Start recognising there is always more to a story than you are often told and in my experience rags-to-riches stories very rarely happens. Our own personal rags-to-riches story took almost 2 years of massive, ongoing, consistent flippin’ hard work.

But, even though the overnight success story rarely happens, there IS money to be made with an online business, if you know what to look for and what to focus on.

If you want to make money right now, and need to make it fast, it is very possible and you can earn certainly a few hundred dollars a day (refer to our recommendations).

If you are looking to develop a longer-term bigger business, you will need to start developing your own website presence, and in turn start developing your own products to sell. With your own web site, selling your own products, the financial rewards are clearly much bigger than simply selling someone else’s perhaps as an affiliate. It takes more effort, more learning, and more …

business, insurance

Health Savings Account Write-offs – be Sure to Take Them All

Having a Health Savings Account makes all of your HSA qualified medical expenses tax-deductible, so read this article carefully to make sure you aren’t over paying on your taxes. Remember, there is no virtue in paying more taxes than you really owe.

Qualified Medical Expenses

The main purpose of your HSA is to enable you to pay for qualified medical expenses with tax-free dollars. Qualified medical expenses are defined under Section 213 of the IRS Code (See IRS Publication 502: Medical and Dental Expenses). Most people remember to pay for doctor visits and prescription drugs from their HSA (or save the receipts and reimburse themselves later), but there are many medical expenses that people simply pay for, without realizing that because they own an HSA the expense is tax deductible. These are the most common:

Over-the-counter medications. Remember, your medicine does not necessarily have to be prescribed to be considered a qualified medical expense. Any time you buy a bottle of aspirin, cough syrup, bandages, or zit medicine for your teenager – save the receipt, so you can reimburse yourself from your HSA.

Dental expenses. Dental fees are typically the most expensive item that people forget to pay for from their HSA. From cleanings, to crowns, to dentures, all of your medically necessary dental work is eligible to be paid from your HSA.

Eye glasses and contacts. Annual eye exams along with prescription glasses, contact lenses, and other prescription eye glass expenses can be paid from your HSA tax-free. Also, prescription sunglasses are considered to be an HSA qualified medical expense.

Physical therapy. Most individual and family health insurance plans have very limited coverage for physical therapy. So you can pay for those expenses out of out of your available HSA funds.

Medical massage therapy. Yes, you can use funds from your Health Savings Account to pay for a massage, as long as your health care practitioner recommends it as treatment for a particular health condition.

Chiropractor visits. Remember that your HSA can be used for medically necessary expenses. If you go to your chiropractor due to a particular injury or functional problem, it is a qualified expense. The chiropractor’s charges would NOT be eligible as an HSA expense if you are getting adjustments for general health maintenance.

Mental Therapy

In some circles, seeing a therapist is reason for embarrassment, whereas in other parts of the country people brag about seeing their therapists. The reality is that mental therapy should be neither a symbol of shame nor a status symbol – it is simply another mode of treatment that can help people live healthier and happier lives.

Psychiatry, psychology, psychoanalysis, and psychotherapy – all of these modes of treatment can be paid for from your HSA. Keep in mind that qualified expenses are those that pay for treatment or prevention of a medical condition. If you are seeing a therapist strictly in order to save your marriage or improve your business skills, these would not be qualifying expenses.

Alternative Medicine…

insurance, money

Why is Life Insurance Important to Us?

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It is concerning, that with the different accidents and injuries both at work, and whilst trravelling to and from work, that so many people do not have a life insurance policy. Life insurance is similar to car and auto insurance, should you get into difficulty or pass away, then the policy will pay out – as well as if you become seriously ill; it covers you for eventualities that all of us hope don’t happen, in essence it protects us.  Today, however, many people still view having a life insurance policy as a luxury commodity and look over the fact that such a policy will pay out an amount of money to your partner or family, meaning that they are not burdened with any funeral costs or other bills that may become payable on your death. Additionally, you should remember that the average cost of a funeral bill, for a single person, will be in the region of $6,000, and will generally be a lot higher in more affluent areas – would you want your family to be burdened with this cost on your death?

With a huge amount of families left to foot the bill of burial and the actual ceremony of a loved one, you would be surprised that many more Americans have not opted to take out such a policy.  Also, with such policies being as low as $20 per month for a $10,000 amount coverage it is a little unbelievable.  This ten thousand will be paid out for a whole host of reasons, and most definitely on your death.  With the current economic climate being unstable it seems a little irresponsible of some that do not want to protect their family’s future financial needs through ‘putting away’ a few dollars a month – after all, it would be cutting out that trip to burger king on a Thursday that would pay for the cover.  Now, your finances may be in need of a real pick me up right now, but that shouldn’t prevent or put you off taking out a policy today, as you should be including the cost in your monthly outgoings just as you would for your house, car and electricity payments.

Where Can You Get A Policy

There are many different places where you can get a life insurance policy for yourself.  There are thousands of companies who are offering such policies and who are standing by ready to provide you with a quote for such a policy; wanting to cover you from day one. No doubt you have spoken with an insurance company whilst  buying car insurance and they may have offered to provide you with a quote and information on life insurance.  When you take two policies such as these with …

personal

My personal Identity Theft Story

My name is John Shelby and this is my personal Criminal Identity Theft story. It all started in Dec. of 1997. I had been hired for a really good job, but was pretty much immediately fired on my first day due to a Criminal Background Check (C.B.C.). The background check said that I was currently incarcerated in my home-town of El Paso,Tx. I was shocked and embarrassed to say the least. So I went down to the downtown precinct in El Paso to see what was going on.
Apparently, this guy had previously used my name when picked up for a robbery, had plead guilty, and had subsequently been arrested a second time for multiple felonies and had once again used my name and was (according to the fingerprint analyst) currently incarcerated. The officer then showed me the perpetrator’s mug-shot and I recognized the guy from the neighborhood. After a few phone calls, I was able to identify the guy as Jason Michael Newton. I was thanked for my time and help, then given a document stating that I had no record on file, and was sent on my way. I was a little perplexed as to how this had happened. I had been arrested myself in 1991 for a trespassing charge that was dismissed, but I had been booked and fingerprinted. So how had this mistake happened?
Well, over the next year, I had the worst time of my life. I had problems gaining employment, I eventually ended up living on the streets in Virginia Beach, Va., which was where I had previously been stationed in the Navy. Talk about rough times, but I never thought to put the two together. Eventually, by the grace of God, I was able to get off the streets and finally gain employment. Life went on, but it was always a struggle. I just never noticed the signs. I knew I had been unable to land a good job no matter my references but thought I was just unlucky. I had been denied a gun permit but was not told why, I just assumed it was due to my arrest in 1991. It wasn’t until 2004 when I had been hired for a Civil Service job, and once again immediately fired for lying on my application about my criminal record, that I realized what was happening.
Apparently, back in 1997 when I had originally gone to the El Paso police Station, that paperwork had never been filed. Mr. Newton had been released on bail under my name and had skipped bail. There were warrants for my arrest. To top it all off, the reason he had used a fake name in the first place was because he was a fugitive for a murder charge in Plano,Tx. Well, he was eventually caught and convicted. Unfortunately, that crime was also showing up on my Criminal Background Check as well as others that he had been convicted of in his own name, since I was his …

business, money, personal

The Road To Buying Personalised Private Number Plates

Private number plate or personalised registration number is a unique kind of vehicle registration plate. The owner of the vehicle will have paid extra money to have his or her own choice of numbers or letters, usually forming a recognisable phrase, slogan, or initial on their vehicle’s plate.

Personal number plates may come with a price and it depends on the choice of number or letter combinations, usually initials or a phrase. Personal number plates say something about the owner, so it better be something that represents you or something you really like. Thus, acquiring a personal number plate starts with the reason or objective on why you would need one. It may be a personal or a business reason, what is important is it serves its purpose. Play with numbers and letters to form your personalised number plate and it would be helpful to also make a list of options.

After you have decided on your personal number plate, it’s time to check your budget. You have to decide on how much you are willing to spend for your number plate. Not having an exact budget might give room for overspending.

Once budget and the possible personal number plate combination have been decided, gather market information on the prices or how personal number plates in your area number are being valued. The rarity of the number may fetch a higher price. You can use the internet for the initial data gathering. Then you can start asking around, compare prices and negotiate. This will help you make a sound decision on where to spend your hard earned money. Ensure that the transaction is transparent and handled by recognized establishments. If your budget is really tight you have to pay attention for bargains.

There are other ways of looking for personalised number plates. If a second hand plate is an option for you then you can also advertise o the internet so number plate sellers may contact you. Moreover, you can also participate in auctions where you might not only get your dream plate but also build a valuable network of personalised number plate enthusiasts who may just lead you to the right purchase.

Having your personal registration number could be a good investment in case you decide sells it later. Selling of private registration number is considerable source of income for licensing agencies. But buying personal number plates is definitely not a walk in the park; there are also dangers in the buying process which could be costly. Like, a seller might appraise a plate too high compared to other sellers. Nevertheless, be patient, take your time and enjoy the buying process.…

personal

Fitness Coach – Good Instructor for Personal Fitness Training

Getting your dream figure without a personal fitness coach is difficult to accomplish. Giving your body the desired shape is not as easy as most people presume it to be. Experience and expertise is required to decipher your body type and its particular needs.

Our body is our most precious possession. Each one has different physiological characteristics. This calls for a personal fitness coach, who gives special attention to each client and ensures that his/her goal is achieved.

Often people crave for a toned body but the lack of motivation prevents them from turning their desire into reality. We need a push to ward off the laziness. This much-needed motivation will be provided by the fitness coach.

We are aware of the perfect workout regimes that are needed to achieve our goal. Fitness instructor has the unbeatable knowledge about the right positions and instruments required during workouts. Fitness instructor helps us to focus on specific body parts and giving them an enviable shape.

A professional fitness trainer will provide you with the necessary equipments and the appropriate way of working with them. A physical fitness trainer will also take care of your diet.

Rather than wasting your time by experimenting with different diet plans and workouts, hire a certified personal fitness trainer / coach. The knowledge and assistance of a professional fitness trainer is unparallel. The fitness tips that you will receive during the personal training sessions will help in extending the horizon of your knowledge about fitness.

Through personal fitness training, the fitness instructors will not only help you to get back in shape in the shortest time span, but also teach you how to maintain that figure. All you have to do is concentrate on the exercises and leave the planning of the fitness regime to the physical fitness coach.…

finance, insurance, money

How Much House Insurance Do I Need?

Purchasing a new house is always a challenge and it is a deciding factor which depends upon the insurance. The reality is that there are numerous possible routes, and which will verify most gratifying for you is a very own matter. Nevertheless present are a few fundamental main beliefs you can be valid.

If you are purchase a home through a advance loan the source of your loan, known as the mortgagor, is almost certain to require that you take out homeowners insurance to a sufficient degree to at least make it certain that in the occurrence of hurt or destruction you will be able to pay off the press forward.

A loan that is not backed by an actual property should be a cause for concern for lending institutions. There are a few instances in which the mortgagor will waive the need for homeowners insurance, but regularly only when the primary lot/acreage is valuable enough to equalize the value of the finance. Since in most instances a construction is importance more than the land it is built on, this incident seldom apply

The price for replacing a building should be included in a plan. This is not the similar worth as the real value of the structure. Sometimes repairs can be more costly than the selling price of a building itself due additional money needed for materials and labor.

We need some specific modifications of the contrast but if you are comfortable in restricting your insurance to a simple value and it is possible. The same rule applies if you cover for specific risks, the more traditional form of coverage, as well as in the most common case of broad coverage, that covers most events.

After deciding on the basic coverage, next consider any ancillary coverage you may want. If there are outbuildings, sheds, barns, workshops, detached garages, boathouses and the like, you will require to position for their reporting too. Make sure you provide any information for property if that’s something that you want included.

Additional insurance can be allocated to cover the cost of renting a residence during the time you are deprived of the use of your own property, and to insure the income you might otherwise have complete if you were rent some segment of your property out.

These issues are of vital significance. If your house is of self-effacing worth, but you own a Stradivarius violin, and the house burns down, the loss of the home may be of wholly minor importance compare to the value of the violin.

Having strong-minded the worth of your possessions and the price of substitution, you demand to observe the convention to establish what exclusion the cover companionship is trying to claim, and what remedy you can take if you are scratchy with those exclusions.

Average exclusions address diverse natural problems like the earth or fundamentals shifting, or tribulations caused by overlook. Secondary policies can cover for excluded subjects, as was done in California for earthquake insurance.

Based …

business, money

The Key To Creating A Successful Home Business

The Internet is full of ways to create a foolproof home business that makes you rich quickly and easily. I’m here to tell you that these offers are mere fallacies. There is no home business that is quick and easy and will instantly triple your income. Home businesses are hard work and require time, dedication and perseverance. But they are possible, and have the potential of making you a lot of money and keeping you at home where you belong.

While I can’t and won’t tell you which home business will work for you, I can give you suggestions for how to make your home business work.

DEDICATE YOURSELF TO YOUR HOME BUSINESS

Your devotion to your home business venture can never waver. It must come before all other financial opportunities. This is not to say that you have to quit your job in order to launch a home business. That would be a bad idea, at least until your home business is providing a steady stream of income. However, leave your job at work. Your home is the place for your home business, and you should try to keep your home free of other financial distractions.

Work on your home business whenever you possibly can. Dedicate every free moment you have to advancing your business. Spend time each and every day, including holidays, to furthering your home business, even if you just write down an idea or make a single contact. If you can meet one contact every day, then by the end of your first year, you’ll have 365. Dedicate yourself to your home business and your chances of success will improve drastically.

ESTABLISH GOALS AND A PLAN BEFORE YOU START A HOME BUSINESS

Starting a home business without a plan is like trying to sail from New York to India without a compass, map, or the stars. You might get there, but it would only be a matter of dumb luck. Never be content to rely on Luck. Think about your home business, what you want to achieve with it, and where you want it to be 5, 10, 15 years down the road. Establish goals, timelines, and marketing plans before you begin anything. These will be the blueprints that you use to build your home business.

TAKE ADVANTAGE OF EVERY OPPORTUNITY

While you need to have a well-thought out plan before you begin a home business, do not be afraid to deviate from it if an unforeseen opportunity pops up. You should never rely on Luck, bet never ignore Luck when she is offering you her hand. Businesses are built on taking advantage of opportunities. Don’t be afraid to throw those blueprints that you made to the wind if something better should come along. Home businesses have to be flexible, because we live in an ever-changing world.

REMEMBER YOUR FAMILY

If you don’t have a family, don’t neglect your friends. You can’t be successful without support from other people. If you husband or wife is not …