Personality development ppt

Personality Development PPT can be used to Explain the Means of enhancing and grooming ones outer and inner self to bring out changes in one’s Personal outlook. Each individual has a distinct personality that can be developed polished and refined.

This process involves enhancing one’s confidence, improving one’s communication skills learning fine etiquettes and manners adding style and grace to the way one looks and imbibing oneself with positivity and liveliness.

The Whole process of development takes place over a period of time.

Some good tips on personality development

  • Keep smiling .This adds to your face value.
  • Read a few article in the newspaper loudly .This will help to build fluency.
  • Follow table manners and dining etiquettes
  • Take good care of your health, neatly dressed and well kempt.
  • Carry out your own strength and weaknesses analysis. Try to continuously improve your strength.
  • Spend some time concentrating on self
  • Practice Meditation and yoga.
  • Do not be monotonous try being dynamic.

Personality development ppt helps to build and develop relationship and also helps in career growth.

Personal development refer to improved self Knowledge and identity ,develop talent and potential. Build human capital,enhance quality of life and realize dreams and aspirations .

Individual personal development includes the following activities.

  • Self awareness
  • Self Knowledge
  • Making identity
  • Developing strength a talent
  • Enhancing wealth
  • Spiritual development
  • Improving potential
  • Enhancing quality of life
  • Building human capital
  • Maintaining health
  • Executing personal development plans
  • Initiating personal autonomy
  • Improving social abilities

The concept covers a wider field then personal development .This may take place through roles such as those of a mentor .personal development is a field of practice and research .

By using personal development ppt it can be viewed as a field of practice which includes personal development methods ,learning program me, assessment system ,tools and technique.

Personal development ppt can be viewed as a field of research in personal development topics increasingly appears in scientific journal high education review, management journal and business book.

Any topic of development whether economic, political, biological organizational or personal requires a frame work.

Through personal ppt individual judges his own improvement.

Personal development includes bench marks that define strategies or plans for reaching god measurement and assessment of progress. stages that define milestone along a development path.

Aristotle propagated theories  of personal development in the west. He preached human flourishing or living well.

He continues to influence the western concept of personal development to this day. Particularly in field of human development.

Confucius ideas continue to influence family values , education and management in china and much of asia.…

The Value Of Personal Assistant Services

Many startup businessmen are confused whether hiring a personal assistant service would be the ideal choice for them to take their business to the next level. Generally, when it comes to hiring a personnel, most of the businessmen will think whether hiring such an individual will be beneficial for their business and whether it will be helpful in increasing the productivity of their organization. Only when their question is justified, they will take further step towards the process. This is true in the case of hiring a PA as well.

Generally, most of the established businessmen go for hiring a personal assistant service, when a new project is about to begin. When a new project begins, the key personnel, who was taking care of tasks of personal assistance will be forced to be engaged in this new project and so there should be some other individual in the place of this individual just for the time being until the project gets completed. So, for this short period, they go for hiring the service of a company, who has expertise in this area. We are looking for the most sophisticated, kind, outgoing, and polished individual to act as a right hand person for our client.

As the professional firms offering personal assistant services, will have many such trained personnel working for them, they can assign the right kind of personnel with experience in the same field of operations of their customers. This will enable the customers to get the right kind of intended service from the personnel.

Another situation, when businesses look for personal assistant services is during the restructuring of the business. During this process, generally the jobs of most of the staff will be redefined. During these times, each of the staff will be forced to do the work of two people and there should be someone to carry out the administrative work of the organization and here these service providers can provide the right personnel intended by the businessmen contacting them.

Another situation that might need a PA is when an event is planned to be held in the organization. Sometimes, big corporate firms will have corporate gatherings and even sometime some client meeting will be planned to be held in a larger scale. In these circumstances, PAs can be entrusted to take care of all the tasks pertaining to the successful arrangements for the gathering or events. They can provide the right kind of service in this arena.…

Chapter 7 Bankruptcy Exemptions – Timothy McFarlin

A consumer filing Chapter 7 bankruptcy is entitled to certain “exemptions” in order to allow them to retain assets required for a fresh start after bankruptcy.  The idea is, a consumer would not be able to live their normal life and rehabilitate their financial situation without certain items, such as a car (to get to work), household items, clothing, tools of the trade, etc.  It is not the objective of the bankruptcy court, or the bankruptcy system in general, to completely decimate a consumer filing bankruptcy, but rather to assist them in starting over without the burden of creditors aggressively pursuing them to collect debts.  If a borrower does have items or assets beyond what is considered “exempt” the bankruptcy trustee assigned to the case is tasked with the job of liquidating such assets to raise money to pay creditors.  The vast majority of chapter 7 cases, especially consumer and small business cases, are “no-asset” cases in which no assets or property is liquidated.

Some common items that are typically exempt (under most circumstances) include: house, car, clothing and household furniture and items, clothing, jewelry, electronics, tools, and many other items.  In California, there is additionally a “wildcard” exemption which can be used to exempt any property up to about $22,000.00.  This can even cover money in a bank account or cash.

Chapter 7 bankruptcy exemptions are intended to protect families from being completely stripped of any means to survive following a bankruptcy.  It would serve no social or legal purpose, and contradict the spirit of bankruptcy protection, to take away from families all their possessions and assets in bankruptcy.  Bankruptcy is designed to protect consumers and businesses, not destroy them.  Exemptions are the means by which this objective is accomplished.

From a policy perspective, there is a careful balance the bankruptcy code seeks to strike between the interests of consumers (debtors) and their creditors.  Obviously creditors’ interests cannot be ignored and a debtor with substantial assets must surrender those assets exceeding the exemption limits to the bankruptcy trustee for liquidation and to raise money to pay creditors.  Bankruptcy exemptions are important for creditors in bankruptcy as well because they set limits on what debtors can keep.  Should a debtor go into chapter 7 bankruptcy with substantial assets beyond the exemption limits, those assets are used to pay creditors through the bankruptcy liquidation process.  The policy objective is give the consumer an opportunity to make a fresh start, but not to abuse the bankruptcy system either. 

A prospective debtor should always consult with a bankruptcy lawyer before filing their case to determine what would be the best course of action for their particular circumstances.  Based on the advice of a bankruptcy lawyer a consumer can better decide what items can be retained through the bankruptcy process.  It is also critical to properly exempt assets, exemptions are not automatic, but rather must be specifically used by proper bankruptcy code citations on a debtors “Schedule C.”  Even if a debtor could exempt …

Getting Hyponosis For Self Improvement

Self hypnosis is a great tool for goal setting and self improvement. Most people are surprised at how easy it is to learn self-hypnosis. And self-hypnosis, in turn, makes a lot of things much easier.

Self hypnosis is usually thought of as a person listening to an audio tape, mp3, or other mass-produced media, intended to induce a willingness to absorb suggestions centered around a specific topic such as weight loss, stop smoking, etc.

Unfortunately, this kind of hypnosis is generally prepared by someone who has never met the person being hypnotized, often presenting unwanted, even unpleasant imagery and suggestions.

For example, if you sunburn easily, that last thing you want to hear about is a slow walk on a sunny beach. In this case, the “self” in self hypnosis simply means that you listen to it by yourself.
How do you incorporate self improvement to hypnosis?

To be able to go about self improvement, there are certain aspects in you that should be addressed. Using hypnosis, the negative aspects that are serving as hindrances to improvement are eliminated.

A true self hypnosis would necessarily be designed and created by the very person who will ultimately use and benefit from it.

Unlike the mass-produced hypnosis, this hypnosis is made for the exact purpose the person wishes, including the precise words and phrases that mean the most to that particular person.

The true self hypnosis is thus crafted by the person to suit his or her own needs. The benefits derived could only be accomplished with such a personal, one-of-a-kind hypnosis. In this case, the “self” in self hypnosis really does mean that you are hypnotized by yourself!

Below is a short view of the self hypnotic process. Though lots of variations of this method have been used, these are the basic steps you have to go through in order to hypnotize yourself to accomplish self improvement.

1. Position your goals from the most important goal to the less important. If possible, your goals should be measurable.

2. For each goal, you should formulate fitting suggestions which means you have to convert your goals into specific instructions to your subconscious mind on how to achieve each goal.

3. Relaxation. Use the first minutes of your self hypnotic session to get as relaxed as possible. Try to forget all your worries and problems.

4. Start your hypnotic initiation phase by saying and repeating out loud the hypnotic words you have chosen, thinking of these words or listening to a hypnotic tape or CD customized for your hypnotic and goal fulfillment needs.

5. Apply the hypnotic suggestions you have made for reaching the specific goal you work with, say them out loud, think them or use a tailored hypnotic tape or CD.

Before you start up your self hypnotic exercises you should make a time schedule for it. Do your hypnotic sessions every day, five minutes a day is enough. Repeat your suggestions as often as possible during the day.

Measure your progress. …

Weatherize Your Home and Save!

Weatherize Your Home And SAVE!

It won’t take you very long to see the payoff to weatherizing your house . In fact, the results are instantaneous! More comfort in your house will immediately be felt since your AC unit is no longer struggling to keep your house at the temperature that you enjoy.  By the time you receive next month’s heat bill, the savings will be more obvious and tangible…maybe now you can use that saved money to treat yourself to a night out on the town, or some new golf clubs!


That’s a good question! Weatherization is protecting your property (inside and out) from natural elements specifically, but not limited to: precipitation, wind, and sunlight.  It involves changing and adapting a building in order to limit energy consumption, therefore drastically improving energy efficiency. Weatherization is a two part process: Repairing leaky ducts, and insulating your home.  Weatherization is essential to energy conservation, especially in older homes and multiple-story homes.  If your house has never been inspected, or hasn’t been inspected in a long time, weatherization is definitely for you!  You could be throwing away thousands of dollars a year as a result of insufficient insulation – a problem that you didn’t even know about.  Living in Austin, TX we know our summers are always in the 90’s or higher. Thus, one should be aware of ways to reduce energy consumption, consequently reducing their energy bill.

            Living in Austin definitely has its perks. Austin is a green city.  These days, everyone is looking for ways to do their part in protecting the environment. Did you know that free home weatherization services are available right here in Austin? Utility companies in the USA such as Austin Energy, TXU, PG&E, APS, and countless others pay big-buck rebates to help home and business owners pay for duct sealing and repair.  Low-income households can also have the opportunity to qualify for additional savings. Some websites that you may want to review to see how you can qualify for free home weatherization services are: and

About the author:                                                                                                                                                 Abigail Smith is a representative of Green Collar Operations. For more information on rebates, energy audits, and energy efficiency in Austin, TX, please visit or call 512-986-7045…

Money: An Idea backed by Confidence


It has been discovered some time in the 1960’s that the inability of a person to define the words or symbols of a language or a subject makes the full understanding of that language or subject outside the grasp of a person. A person will be unable to fully understand and grasp how to control that subject fully, making him or her appear dull or even stupid on that particular subject. For example, a person who is working in a workshop who does not know what a hammer is, when asked for a hammer by one of his colleagues, might guess at what it is and present a screw driver to his colleague instead. We use words to describe concepts of the world around us, hence not knowing the concept fully can hinder person’s understanding of the world around him or her. So not knowing the definitions of words or symbols closes the world off to one to some degree. An obvious example of this is when people near you are speaking a language which you don’t understand – you hear that they are speaking alright, but the words seem to be a stream of “blah blah blah…” which you don’t really “hear” because you don’t understand it.

This principle can occur with any subject whether you are just learning it or whether you have learnt it in the past, but had words you didn’t fully understand. Where else could such principle apply? Well, for now and the purpose of this article how about the subject of money?

 Money! We use it every day in almost every aspect of our lives. Every business is driven by it and many times in our society we judge success by it.

It could be the solution to many problems or the stumbling block of a person, group, business or nation. There are many analysts who teach of the best ways to manipulate it and how to make more of it. It drives some men to great heights in pursuit of it, and shoves others still to great depths of depression and apathy in search of ways to make it and reach it, with little success. It seems to be the major cause of stress and the objective of many to attain more of it.

But, what is it? Is it paper bills with heads of state printed on it or coins made with cheap metal with a coat of arms on one surface? Perhaps. However, using the above reasoning maybe there could be something more to know. Do you know the definition of money, to start with?


Here are some of the most widely accepted definitions. Money has been defined as:

  1.  “Anything that serves as a common medium for exchange in trade, as coins or notes”.Money is a good (product) that acts as a medium of exchange in transactions.
  2. Classically it is said that money acts as a:

a.    unit of account,

b.    …

Seattle New Business Owners: Tips for Choosing Your Business Entity

Selecting what kind of business you create is very important.  It affects everything from the way you are taxed to the amount of liability you may have.  There are a handful of different entities. Have a look at them all and decide which is best for you with the assistance of a Seattle business attorney.  Don’t forget, you aren’t forever locked into that structure.  As your business evolves, so can its entity.  What is important is that you consult a Seattle business attorney before you make this critical decision for your new business.

How much thought have you put into structuring your new business?  How informed are you about the different options available?  If you haven’t given it deep thought, or are simply “at a loss” to know how to proceed, the good news is that you really shouldn’t have to agonize over the decision.  A qualified Seattle business formation lawyer can advise you on the relevant issues for each type of business entity structure.  Outlined below are the standard business entity types in the United States, and though many other countries have similar types of business entities, it is suggested that you investigate all of your business entity options with an experienced Seattle area attorney.  The summary below presents a brief synopsis of the pros and cons for each type of entity.  It is meant to initially educate you as a new business owner, and not to be used as the sole guideline for making this important decision.

Sole Proprietorship

  • Pro: Easy to create
  • Pro: Freedom from many regulations
  • Pro: Pass Through Entity
  • Con: Unlimited Liability
  • Con: Hiring People can be tricky


  • Pro: Easy to create
  • Pro: Freedom from many regulations (although not as many as Sole Proprietorship)
  • Pro: Pass Through Entity
  • Con: Unlimited Liability for all partners
  • Con: Possible politics and issues between members


  • Pro: Limited Liability
  • Pro: Well known entity type
  • Con: Difficult to set up
  • Con: Double Taxation (not pass through)
  • Con: Many Regulations to do business
  • Con: Difficult to operate

Limited Liability Partnership

  • Pro: Fairly easy to establish
  • Pro: Limited Liability
  • Pro: Pass through entity
  • Con: Must have at least two partners at all times
  • Con: Transferring interests is difficult

Limited Liability Company

  • Pro: Fairly easy to establish
  • Pro: Limited Liability
  • Pro: Pass through entity
  • Pro: Freedom of operation
  • Pro: One person can own 100% interest
  • Con: Hard to issue stock for an IPO

The last two entity structures in the summary above are the newest types established to encourage more individuals to start businesses and other investment projects.  Be certain to cover all of these entities with a Seattle business attorney to determine which one is best suited to meet your unique business and financial goals.  If you are entering your “first venture” as a business owner, it may be prudent for you to retain a Seattle small business lawyer who is both experienced in handling the legal paperwork, and interested in assisting small business owners.

Keep in mind that these entity …

Why You Should Use a Letterhead

All types of communication from a legal institution, whether a large or small university or any corporate entity could not be regarded as official unless written in a paper with a letterhead.

This letterhead is the heading at the top of a sheet of letter paper. It usually consists of a name and an address, and a logo or corporate design, and sometimes a background.

A letterhead may also refer to a piece of letter paper imprinted with such a heading or a printed stationery. A business letterhead normally comprise a logo, a return address, and a telephone number. Direct marketers have found that the design of the letterhead can impact response to a promotion letter.

For promotion letters, it is good to create one of a kind letterhead for each letter, one that is designed to the style of the letter copy altering the logo, color, or even return address. For instance, a fund-raising campaign letter for a nonprofit organization may use a simple black-and-white letterhead rather than the organization’s usual two-color embossed, gothic-type letterhead that may sound too sophisticated.

Some marketers have rented post office boxes in a location suitable to their product, such as a Washington, D.C., box to use as a letterhead address for a political fund-raising campaign or a Florida P.O. Box to use for a cruise line. At the same time, there are other traders, who consider a color letterhead will create a more positive feedback than a black-and-white letterhead, unmindful of the promotion type, because the color stimulates the reader’s level of interest in the letter.

On the other hand, there are various legal constraints on the items included in a letterhead, for example in England and Wales it may include the names of all directors or none, but not a selection.

Nevertheless, it is important that whether you are a small business or a multinational one, top management should never forget about the letterhead, as others simply overlook the importance of the letterhead. A company’s letterhead is truly an essential piece to their business identity. It sets the stage for everything else that follows. Almost every piece of advertising literature that the company produces will feature its letterhead, which continually reinforces its importance.

So invest some time in creating a solid letterhead. Consider what feeling you want each of your customers to have when they receive something from you, and incorporate that into your letterhead design. Among the things you should consider is the color. A black and white letterhead can be effective, but there really is no reason why you shouldn’t use color. Color printing is not that expensive, and the positive impact it will have on your letterhead is significant. Use colors that emphasize the purpose of your business and that evoke the type of feelings that you want your customers to have.

Another thing to consider is the paper. The smoother the paper, the better your letterhead will look. In fact, for any literature that you print yourself, you …

A Handy Guide To Cyber Insurance

Cyber insurance covers a broad range of exposures, including hacked computers, viruses, denial of service attacks, and a bevy of other claims. With the right policy, it can be extended to include trademark and copyright coverage.  All firms that utilize IT professionals should purchase a cyber insurance policy that is tailored to meet the needs of their own organization.

What is Cyber Insurance?

Cyber insurance can include a number of different exposures from network security which protects against hackers, to claims that you were negligent in meeting your responsibility to protect the data and computers of your clients.  The abuse of websites has given rise to unanticipated numbers of copyright and trademark violations.

Most states now have laws that require you to inform your customers when their data has been compromised on your system.  Even if no further damage develops, the cost of notification typically approximates $8 per record.  In other words, if a hacker successfully penetrates your server housing 150,000 customer records, the cost of notification could be $1.2 million, even if you weren’t negligent.

The availability of cyber insurance has expanded rapidly in recent years.  There are now over a dozen insurance companies that offer well structured, competitively priced cyber liability insurance policies.  Be advised, however, that coverage is not standard.  A well qualified agent, schooled in the technical issues surrounding cyber liability can help you navigate the available coverages.

3 Tips for Building Cyber Insurance Policies

  1. Know your coverage. General liability insurance policies are designed to protect you if you are negligent, but in order for coverage to be triggered, they require property damage or bodily injury. Cyber attacks typically cause money damages, but to not necessarily physically harm your system.  In order to be covered, you will need to purchase a policy that is specifically tailored to your company’s exposures.
  2. Maintain a strong infrastructure. Insurance companies will only agree to insure you if you take active steps to protect yourself. A formal IT audit of your systems will increase your access to insurance coverage, and can dramatically reduce premiums.  The audit will cover a variety of internet security issues.
  3. Build sound internet procedures that require frequent changes in passwords and that regulate what can be placed on your site.  Most copyright violations result from employees posting material from other sites on the web.  Make sure that they understand what is and is not acceptable.

A Business Investment

Since many companies will not report incidences of data loss or denial of service attacks, it’s difficult to gauge the frequency of cyber insurance claims. You should use common sense and only cover your company for claims that you can anticipate.

Still, buying cyber insurance is a necessity for companies who deal extensively with technology. Assemble a plan that will cover you so that you can run your business securely.…

Getting Around IR35

Contractors just do not like IR35 for obvious reasons, but it leaves a bitter taste in the mouths of contractors nationwide when the ‘Office of Tax Simplification’ calls upon the new coalition government  to be culled or reviewed in 2011 – just for the government to ignore the request ( the conservative party had previously stated that they would abolish IR35….).  So in the year 2012, any contractor must ask themselves, ‘how to I work around IR35?’

IR35, Do I fall under it?

Any contractor must make sure that they do not fall inside IR35 legislation, and the way to avoid this is to clearly provide all the necessary paperwork and documentation that you are a ‘self-employed contractor’. If any contractor is unclear as to what the terms of IR35 are, it is possible to go to the HRMC website and find out all the facts there – straight from the source. However, sometimes looking at all the legal technicalities can be slightly perplexing and overwhelming – which is where contractor accountants come in. Speaking to a specialist contractor accountant can really lift the hazy complex of IR35, giving you understanding and perspective upon how to deal with it.

Specialist Contractor Accountants

With most good contractor accountants, they will give you the option of having a free verbal IR35 contract review – which is of much use to any contractor in the UK. On top of this, you can ask for a written report of your IR35 situation – which will highlight your areas of weakness, showing the areas you need to improve on. Remember that no-one can fully insure you against IR35 though. Buying ‘IR35′ insurance will only cover legal fees to help and defend your case, but ultimately it is down to the judgement of HMRC.

It is possible to cut the amount of tax you pay from 100% to 95% by working through your own limited company, which is a way to maximise ‘take home’ money. Yet, also with this it is always best to seek the advice of a specialist contractor accountant who will be able to supply you with solid legal advice as to how to keep as much money as you can.

IR35 is always out to get contractors whether you like it or not. IR35 is essentially very simple, but having a contract which words your way out of it is not enough – you must implement all the things your contract states into practice to really avoid coming a cropper to the dealings of the HMRC.…