business, insurance

Managing the Chinese Challenge

Background

China is the fastest growing market in the world today.  Therefore, it represents a huge opportunity for companies that are interested in selling their products in China.  At the same time, it has tremendous natural resources and work force, at some of the lowest costs in the world, providing the Chinese companies a competitive advantage, in China and globally.  However, it also allows foreign companies to reduce their production costs by transferring manufacturing or development facilities to China.

In contrast to the enormous prospect that exists in China, the entry of foreign companies to this market, and succeed in it, is quite difficult.  The cultural and business differences, coupled with the strong governmental regulations that still exist, make the penetration of foreign companies very difficult.  However, success in the Chinese market is not altogether impossible.  Numerous companies have succeeded greatly in the Chinese market and are enjoying the fruits of their labor.

As Chinese companies expand worldwide, they are becoming a substantial competitive force that must be dealt with.  Companies must find ways to overcome the Chinese cost advantage, either by reducing costs themselves, or by using other marketing methods.

In this document, we address two issues: penetrating the Chinese market and dealing with the Chinese competition worldwide.

Penetrating or Expanding Into China

Companies are interested in penetrating the Chinese market for two major reasons.  The first is to sell their products in this huge market, which is growing at the fastest pace in the world.  The second is to take advantage of the low production costs that exist in this market.  Expanding into China presents a challenge and must be done systematically.

Barriers to Entry

To succeed in China, companies must overcome the barriers to entry that are unique to the Chinese market.  The barriers are a result of the geographic conditions, the culture, and the distinctive economic structure.

Lack of Information

Unlike the western and developed markets, the Chinese market suffers from a noticeable lack of information and access to data.  The government does not publish extensive information about the macro conditions, and even when it does, it is not always reliable, there is a lack of industry associations to provide data on different industries, and research companies are not commonplace.  Private companies, those in western countries provide vast information about the products and services, through their web site and company collateral, do not provide such information in China.  In fact, companies are very hesitant to provide any information at all, they are very suspicious of any one who ask for an information, and even when eventually do provide information, it is usually very limited and in Chinese.

Diversity

The diversity that exists in China is apparent in a number of different aspects.  Many different regions of the country vary in regards to the geography, demographics, natural resources, etc.

The coastal area in China, including Beijing, Shanghai, and Guangdong, is much more advanced and developed than the western provinces.  Most of the international companies operate in the …

insurance

Paying for Crystal Meth Rehab

The monetary cost of rehab is one of the most commonly cited reasons why drug addicts do not get treatment. Finding a way to pay for treatment can be challenging in some situations, but it is not always as bad as one might think. In fact, there are many resources that addicts can use to fund their treatment, and in many cases, treatment does not have to be expensive at all. When deciding how to pay for crystal meth rehab, here are some important considerations.

Honestly assessing the cost

First, before making assumptions about how much crystal meth rehab is going to cost, it is a good idea to actually do some research into the issue. Look into local treatment facilities, and find out how much they charge for their various levels of service. You may not be able to afford full inpatient treatment at your preferred facility, but there should be other options available. You may also want to call the facilities and speak directly to people. All your conversations will be confidential.

Also, if you have insurance (and many addicts unfortunately do not), look into what your policy covers. Your insurance may not cover every aspect of crystal meth rehab, but it will likely cut the cost for you in some important ways.

Finding funds

Entering crystal meth rehab is one of the most important things an addict will ever do, so one should not simply assume that the funds are not available. If you have things you do not need which you can sell, now would be a good time to cash in on them. Also, if you have any savings, consider dipping into them for rehab. Whatever you are saving those funds for, they will be useless if you cannot get clean.

Finally, do not be afraid to ask others for help with crystal meth rehab. If you are demonstrably serious about quitting drugs and feel certain that you need medical intervention to aid in your recovery, make a strong case to loved ones who may be able to help. You may encounter doubt or skepticism at first, but if you can show people that you are heartfelt in your desire to change, they may be willing to lend a hand in funding your crystal meth rehab.…

money

Laying Of Terracotta Flat Roof Tiles

In last article you have seen the techinical details of burned clay tiiles. Now I am explaining how you can make most use out of the terracotta tiles.

Laying Of Terracotta Tiles

You got the best terracotta tiles for your sweet home from be best suppliesr like ” Bangalore Tile Company ” and now u want to make most out of that. For that you need follow some process.

First on is preparing the roof

The roof should be prepared for laying the terracotta tiles by maintaining enough slopp towards the water holes. Once that is done the surface should be rough enough that the tile should be stuck on the roof.

Place the tiles by keeping a minimum on 5 mm gap between tiles. And leave the joints with ou filling for 3 to 4 days. Proper curing must be done during this time. Once the cement is done through the shrinking process and properly cured. We can go for joint filling.

A mixture of water proofing compount and the cement and red oxide if required is mixed and this misture should be used to fill the joints.

once this process is done. Your roof is ready to face any weathering actions for the coming decateds. Now you have did the brillient thing you can do the make the value out of your money which you have spend for aking the whole house.

and you became the proud owner of

” Leak Proof Home “

As I have explained in the last article, the best tile we recoment is the extruded tiles as it is de areated and the probabality of water absoarbtion is again reduced.

But the advantage of the Pressed tiles is the superior surface finish compaired to the extruded tiles.

Other Names whihc this tiles are known is

Terracotta Slpit Weathering Tiles = Extruded Tile

Presed Tiles = Powder Processed tiles.…

insurance, money

Can you beat a red light camera ticket in California?

People often wonder if its possible to beat a red light camera ticket in California. These kinds of cameras have been in use in many areas of the state for a good number of years. These can catch drivers that go through an intersection when the light is changing but these also capture people that make right turns in a places that have, “no turn on red” signs posted at corners.

 

How these work

 

This product type has been used in some areas of the world since the 1960s but only started being used in the United States in the 1990s. These take an image of the car if it is in the intersection at the time the light is red. The ticket is then mailed to the car owner.

 

One problem that has come up over and over again is the fact that many times the time period in which the light is yellow is considered to be too short, making it impossible for someone to pass through the intersection without being present at some time during the red period. This has caused tickets to be canceled and in some cases, the cameras to be removed.

 

There has also been controversy over finding the right person that was driving the vehicle as well as concerns from some groups about the violation of privacy by being photographed and observed. This has caused some cities to rethink using these, either canceling plans to install them or removing systems in place. Another issue is the validity of a private company having the authority to legally issue a citation.

 

What can be done?

 

People can sometimes take these to court to fight them but for the average person, this may not be feasible. People have to provide some information to show why they shouldn’t have been given a citation and often people are at a loss to provide this. People may not have the time available to take off work to go to court.

 

There is another method that people can use to fight this kind of citation. There are companies that handle this process for a fee. These companies often have good success with this process because they are familiar with what needs to be done to fight them. This can save clients money on the ticket but also it removes the moving violation from the record, as this can be a factor that increases insurance costs.…

money

Credit Scores & What Risk Category They Fall Into

Consistently paying bills on time can increase an individual’s credit score, higher Credit Scores can mean lower interest rates on loans and credit cards. Keeping balances close to account limits can also lower a person’s Credit Score. Checking your own Credit Report will not lower your Credit Score.

Here is a breakdown of credit scores and what categories they generally fall into. 

Low Risk (726 – 830): Lenders rest easier when they extend loans and credit to individuals with high Credit Scores. Plus, you may be able to save money by negotiating a lower interest rate or a better term on a new loan or credit card.

Low – Medium Risk (700 – 725): Lenders may be more willing to extend credit to individuals with Credit Scores in the low-to-medium risk range. In this range, you may get better-than-average rates and terms on new loans and credit cards.

Medium Risk (626 – 699): Lenders may still be willing to extend loans and credit to individuals with mid-range Credit Scores; however, you may only get average rates and terms.

Medium – High Risk (551 – 625): Lenders may be less willing to extend credit to individuals with Credit Scores in the medium-to-high risk range. In this range, you may not enjoy the best rates possible.

High Risk (330 – 550): Lenders may be wary about extending loans and credit to individuals with Credit Scores in the high-risk range. You may be denied credit, or pay higher rates.

money

Review Your Pension to Increase Your Pension Pot

“Nearly half a million people are relying on their pensions to allow them to retire in the coming year. But for many, the stock market collapse and declining pension rates are forcing them to carry on working to make ends meet.”( Simon Gompertz reports for the BBC.) The Pension Pot for many is reducing – BUT it need not. With Free specialist pension review you can safeguard your pension.

Take just a couple of minutes to think about your current pension arrangements and then answer the following questions?

1.      In these unusual times, do you know the current value of your pension?

2.      Are you aware of Where and How your money is invested – does the investment actually meet your attitude to risk?

3.      Do you know what your existing Pension provider is charging you for ‘managing’ your pension?

4.      Does your existing adviser review your pension with you on a regular basis?

5.      Do you know how your pension compares with other pension products in the market place?

If you have answered No to any of the above questions then our FREE Pension Review and Analysis will be of interest to you. We will look at your existing provisions and help you make the most of the money you already have in your pension. It may well be that you have a frozen pension(s) or are currently contributing to a pension – either way our aim is to help you maximise on your pension income.

CALL US NOW 01603 632257 for your FREE review and let us find the solution to your questions.

Or request further information by emailing us on info@standrewsfp.com

Alternatively, view our site at http://www.standrewsfp.com or visit our blog at http://standrewsfinancialplanning.wordpress.com

business, money

All about Physician Search

Physician recruitment services With over twenty years in the physician recruitment business, one thing hasn’t changed. To do it well takes time, hard work, and determination. We speak with physicians all day, every day, to find out what kind of practice situation they are interested in. Then, we make a concerted effort to place them in a practice and community that will meet their long-term career goals. In the same way, we develop a thorough understanding of your practice opportunity so that we can accurately represent you and your organization. And since we are moving entire families in most cases, we are extremely diligent in making sure that the physicians know in advance about the resources and amenities available in your community. Outsourcing Physician Recruitment: Cost vs. Investment? Have you taken the time to consider what the cost to your hospital or medical practice is in lost billings and reduced service when you don’t have a physician in place when you need one? Using a search firm can make good business sense. Why use a search firm? A firm that specializes in permanent placement of physicians is in contact with and is interviewing physicians every day about their practice preferences and life style choices. An experienced search consultant can screen potential candidates and refer to you only those who are interested and qualified for further consideration. A search firm can pre-qualify candidates before the on-site visit takes place— saving you time and money by not having to deal with under qualified or inappropriate candidates. An experienced search consultant will insure that a physician to whom you have offered a position won’t string you along or “pull-out” at the last minute, leaving you without options. A physician search firm will help you manage the recruitment process from beginning to end and assist you in negotiating a final offer with the physician of your choice. Qualities of a great search firm: – A good physician search firm would allocate an experienced, knowledgeable search consultant or one of the principals of the company. – Immediate access to an extensive proprietary physician candidate database of physicians in all specialties who are actively looking or who would move for the “right” opportunity. – Endorsement by the National Association of Physician Recruiters (NAPR), which sets the standards and ethical practices for the industry. – A proven track record of success spanning over twenty years. <A rel=”nofollow” onclick=”javascript:ga(‘send’, ‘pageview’, ‘/outgoing/article_exit_link/1447621’);” href=http://www.mdrsearch.com>MDR Associates</a> are leaders in physician recruitment. They helped establish the National Association of Physician Recruiters.

Physician recruitment services

With over twenty years in the physician recruitment business, one thing hasn’t changed. To do it well takes time, hard work, and determination. We speak with physicians all day, every day, to find out what kind of practice situation they are interested in. Then, we make a concerted effort to place them in a practice and community that will meet their long-term career goals.

In the same way, we develop a thorough understanding of your practice opportunity so …

business

Get a Merchant Cash Advance Regardless of Credit

Are you considering to apply for a merchant cash advance (MCA) but you’re afraid of being declined because of your bad credit? Though traditional banks and financial institutions aren’t willing to work with merchant having bad credit, reputable alternative online lenders are ready to approve bad credit merchants for an MCA.

Bad Credit

What is bad credit? Bad credithas to do with a past failure to keep up with your credit agreements and the inability to get approved for new credit. This implies you have failed to pay your past credit obligations on time, or maybe you didn’t pay them at all.

Companies called credit bureaus, which are also known as credit reporting agencies, collect your credit account history and compile it into a credit report. In case you have lots of negative information, late payments, or loan default on your credit report, you’ll be tabbed as high risk.

The Fair Isaac Corporation (FICO) calculates credit scores: these scores are the most popular ones. FICO uses the information from the 3 credit bureaus, meaning Experian, TransUnion, and Equifax, and weighs it in strategic ways to calculate the score.

FICO scores range from 300 to 850. Traditionally, borrowers who havescores at or below 579 are classified as having bad credit. According to Experian, 61% of borrowers with scores in this range are likely to fail to pay their loans or become seriously delinquent on their loans in the future.

Getting a Merchant Cash Advance with Bad Credit

The credit score of nearly 1/3 of Americans is below 601, according to credit bureau Experian.Experian estimates that 30% of Americans have poor or bad credit, lots of people have no credit at all, which can create similar problems as having low scores.

Usually, it’s too difficult to get business funding from a traditional lender if you’ve got bad credit. Thankfully, there are experienced and respectable business funding providers that can help you get a merchant cash advance bad credit without any challenges.

A merchant cash advance is the perfect business loan alternative when it comes to getting business funding with bad credit. There are no application fees, no obligations, no personal collateral, and no late-payment fees bearing down on you.

Look for alternative online lenders that offer creativity and flexibility, and consider the impact of bad credit, but listen to each merchant’s story. Turn to a merchant cash advance provider that believes in small business owners and understands the impact of bad credit. The true professional in the field won’t penalize businesses for going through a rough financial patch and will do its best to help them overcome the hardships.

Author Bio:Business Funding expert, Nathan Hale, founded First American Merchant with his eyes set on helping the backbone of our country, small business owners. His passions include writing/producing music, and travel. First American Merchant is America’s Best merchant cash advance bad creditcompany, serving both traditional and high-risk Businesses.

finance

Concern: Thin Round Steel Pipes In China Application Development Trends

As the national economy development and people’s living standard, thin-walled round pipe and Stainless Steel Pipe Pieces of the domestic water supply pipeline system has become the new trend of development. Thin-walled stainless steel round bar pipe

domestic 20th century until the late 90’s came the new Pipe , Because of its safety and health, high strength, good corrosion resistance, durable, long life, maintenance-free, beautiful and so on, the current strong momentum of development of stainless steel round bar pipe, have been widely used in Building Water and Drinking Water pipes.

2001 8 24 Ministry of Construction released CJ/T151 thin-walled stainless steel pipes and stainless steel compression type CJ/T152 Pipe Industry standards.

2001 National Science and Technology of China Technology Market Management Promotion Center has released application on the promotion of “high-diameter ratio of high-precision stainless steel wall, high pressure water pipes and related fittings and special technologies” to inform, thin-walled stainless steel tube to give full recognition that the popularization and application of technology and products will raising the grade of modern architecture, to improve and protect the water quality is of great significance.

2003 1 2 Ministry of Construction released the “National civil Project Design measures “in the notice, that” preference should wall stainless steel pipe steel pipe. ”

2003 7 10 from country of Quality Supervision, Inspection and Quarantine issued a GB/T19228.1, GB/T19228.2, GB/T19228.3 series of standards, promotion of compression-type stainless steel pipeline system.

2003 9 25 China Engineering Construction Standardization Association released CECS153-2003 thin-wall stainless steel water supply pipeline construction engineering.

Beijing Water Corporation [2003] No. 194 Document: prohibit the use of galvanized pipes, to promote the use of stainless steel pipe, copper pipe was excluded.

2004 1 dated after 1 new building materials through water audits, non-acceptance does not meet the requirements through the water.

2004 7 12 Ministry of Construction approved by the Architectural Design and Research Institute of Tongji editor of the “building water supply metal pipe installation?? Thin-walled stainless steel tube” (04S407-2) for the National Building Standard Design, since August 2004 15, to implement.

Some aluminum products export tariffs will be reduced to zero import tariffs on aluminum

Learned yesterday from the Ministry of Finance, approved by the State Council, from August 1, 2007 onwards, to form the provisional tax rate will be aluminum import tariff from 5% to 0%; on non-alloy aluminum section, Export tariff levy provisional pole, provisional tax rate is 15%.

Ministry of Finance made it clear that a move to further restrict the high energy consumption, high pollution and resource exports, and promote Energy Consumption, encourage imports of raw materials. One analyst pointed out that the abolition of import duty on electrolytic aluminum line with government suppression of domestic aluminum production capacity expansion intentions.

For the policy issued on the impact of electrolytic aluminum industry, the insiders believe that this policy change has little effect on the aluminum market because of the domestic aluminum prices have been lower than the international market. Currently, LME (London Metal Exchange) aluminum …

business, money

Life in the New World Order – Soul Mates or Cell Mates?

“The drive of the Rockefellers and their allies is to create a one-world government …. all under their control…. Do I mean conspiracy? Yes I do. I am convinced there is such a plot, international in scope, generations old in planning, and incredibly evil in intent.” – Congressman Larry P. McDonald, 1976

“Pay no attention to that man behind the curtain!”

Our lives are being directed according to a business plan. The agenda has been laid out over decades and centuries, we are just led to believe it’s happening in real time. There are some very significant dates coming up within the next few short years. Hard to imagine that we are smack dab in the middle of an end-game scenario, with plans coming to fruition that have been laid out and documented since at least the 1920’s and 30’s. Even more incredible, you can literally go back hundreds of years to find out it’s the same basic cast of characters through elite bloodlines responsible for secret societies and shadow governments. Members of this group are said to include such prominent families as the Rothschilds, Rockefellers, Morgans, Duponts, as well as presidents, prime ministers and European monarchs.

Using their influence through international organizations such as the World Bank, the IMF, the CFR, the United Nations and NATO, the objective of the internationalists is nothing less than the subjugation of everyone on the planet to a one world government. How long has all this been going on? Without stretching the limits of your indulgence regarding quotations (I’ll do that later), consider these, which, if you disregard the names and dates, could easily have been uttered this morning:

“The world is governed by very different personages from what is imagined by those who are not behind the scenes.” – Prime Minister Benjamin Disraeli of England 1844

“From the days of Sparticus, Wieskhopf, Karl Marx, Trotsky, Rosa Luxemberg, and Emma Goldman, this world conspiracy has been steadily growing. This conspiracy played a definite recognizable role in the tragedy of the French revolution. It has been the mainspring of every subversive movement during the 19th century. And now at last this band of extraordinary personalities from the underworld of the great cities of Europe and America have gripped the Russian people by the hair of their head and have become the undisputed masters of that enormous empire.”- Winston Churchill London Press l922

” If the people only understood the rank injustice of our money and banking system, there would be a revolution before morning.” – President Andrew Jackson 1829-1837

“The real menace of our republic is this invisible government which like a giant octopus sprawls its slimy length over city, state and nation. Like the octopus of real life, it operates under cover of a self created screen….At the head of this octopus are the Rockefeller Standard Oil interests and a small group of powerful banking houses generally referred to as international bankers. The little coterie of powerful international bankers virtually run the United …