Are you interested in business lending? Do you need bank financing or alternative business loans? What’s new in the field? Read this article to get to know some recent findings in this regard.
Fed Survey on Bank Lending
In January 2018, the Federal Reserve introduced the results of its quarterly survey. The survey is based on the senior loan officers’ opinions concerning trends in bank lending practices.
What does the study show?
- Credit demand trended positively in late 2017. This was the first time in over a year. Loan officers anticipate the levels will be the same in 2018.
- For mid and larger companies, lending standards may become a bit looser. As for smaller companies, those standards are projected to stay relatively the same for them.
- Mid and larger companies may expect more affordable credit. As for smaller ones, terms are anticipated to be relatively the same for them.
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