Data Protection Laws of India

In the recent years India has emerged as one of the preferred destinations for offshore business outsourcing. Financial services, educational services, legal services, banking services, healthcare services, marketing services and telecommunication services . The factors that have turned India into one of the hotspots for offshore outsourcing are the educated and unemployed masses, enterprising nature of Indians who have excellent spoken English skills and relatively cheap labour.

In June 2005, one BPO was in the eye of the storm when one of its employees sold personal data belonging to a large number of British nationals to an undercover reporter from the British tabloid ‘The Sun’. The incident sparked off a debate among the offshore industry circles, media and the legal world as to how safe foreign data is in Indian hands. The discussions were also veered towards the need for some kind of protection for personal data in India which is absent currently.

Data Protection Issues have time and again raised concern in the authorities about the cyber extortion, privacy, confidentiality, data protection and national security. With the increasing penetration in the online usage of more and more people towards internet, e-banking, e-shopping etc. the concerns of data protection and related issues are growing day by day.

Privacy is closely connected to Data Protection. An individual’s data like his name address, telephone numbers, profession, family, choices, etc. are often available at various places like schools, colleges, banks, directories, surveys and on various web sites.

Passing on such information to interested parties can lead to intrusion in privacy like incessant marketing calls.

It would be a misnomer to say that India does not have ‘data protection’ legislation at all.

This is factually wrong. The fact is that there exists data protection legislation in India.

The subject matter of data protection and privacy has been dealt within the Information

Technology Act, 2000 but not in an exclusive manner.

Data protection is not a subject in any of the three lists in Schedule VII of the

Constitution of India. But Entry 97 of List 1 states: “any other matter not enumerated in

List II and List III …….” Thus only the Indian Parliament is competent to legislate on

data protection since it can be interpreted as any other matter not enumerated in List II

and List III.

Data protection is, thus, a Central subject and only the Central Government is competent

to frame legislations on issues dealing with data protection. In fact, the Information

Technology Act, 2000,and the Indian Copyright Act, 1957 , enacted by the Indian Parliament are the main legislations in this field, which contains provisions on data protection. There is also a proposed Personal Data Protection Bill, 2006, which deals with the protection of personal data.

THE INFORMATION TECHNOLOGY ACT, 2000

The Indian Parliament enacted an Act called the Information Technology Act, 2000. It

received the assent of the President on the 9th June, 2000 and is effective from 17th October, 2000. This Act is based on the Resolution A/RES/51/162 …

California Health Insurance Supports Californians In Good And Bad Times

With hundreds of California Health Insurance Plans available, providers are going beyond expectations to offer additional benefits to their members and the larger community.

Health Insurance for California Provider Donates to Red Cross

One of largest providers of Health Insurance in California — Anthem Blue Cross of California — stepped up to help during the southern California wildfires. When residents were forced to flee from their homes, some left behind necessary and valuable prescription medications. Anthem Blue Cross of California provided a one-time 30-day supply override so their members would not have to wait for a 30-day cycle to end before they could refill prescription medications lost during the fires.

Blue Cross of California also extended the range of in-network healthcare providers to help those who were forced to relocate. Anthem said the in-network coverage benefits would be extended to cover out-of-network providers when victims of the wildfires relocated to areas lacking in-network providers.

Anthem also extended assistance to the community at large. Blue Cross of California donated $25,000 to the American Red Cross to help bring relief to victims of the southern California fires.

California Health Insurance Providers Step Up for H1N1 Crisis

Anthem Blue Cross of California is one of many health insurance providers that offer members free H1N1 vaccinations. Many providers are waiving coinsurance, co-pays, and deductible fees to enable more people to receive H1N1 vaccinations. Anthem is also offering low-cost flu-related treatment coverage, including Relenza and Tamiflu. Those enrolled in Medicaid, the State Children’s Health Insurance Program, or other publicly-funded health care programs can also receive the H1N1 vaccine at no cost.

Blue Cross of California Makes It Easier to Stay Well in Good Times, Too

Anthem Blue Cross of California continues to offer assistance in normal times with convenient prescription medication mail service for its members. Anthem’s NextRX program is available to members who take prescription medications on a regular basis. That includes medications that are used to treat allergies, depression, diabetes, and heart disease, along with oral contraceptives. Members who participate in NextRX may also receive confidential counseling with the Anthem pharmacist, coupons, free shipping, prescription refill reminders, and 24/7 telephone and Web site access.

New Health Insurance Plans for California

Anthem provides a wide range of California Health Insurance Plans, including dental, employer health, and family and individual health plans. It also offers a plan specifically for healthy young people (California TONIK).

Blue Cross of California SmartSense plans offer low costs while still covering essentials, such as doctor office visits and prescription medications. Anthem offers both HMOs and PPOs. PPO Share Plans allow immediate benefits for annual physical exams, doctor office visits, and preventive care. Blue Cross of California also has PPO plans that cover 100 percent of most services after a deductible, and are compatible with Health Savings Accounts.

On the first day of 2010, Anthem Blue Cross Life and Health launched CoreGuard, which is an individual PPO plan. On February 1st, Anthem offered ClearProtection, a second new individual PPO plan. Both …

The Truth Behind Making Money at Police and Public Car Auctions

I’ve bought and sold over 500 vehicles at various car auctions since 2002. Police auctions, Bank-repo auctions and State & Local Government auctions are all fantastic places to buy cars at wholesale prices. Like anything, however, not every car at these auctions is a winner waiting to be purchased for pennies on the dollar. Finding the best deals at the best auctions takes a little research. But, the fact remains, you’ll never find a better deal on a used car anywhere else.

Why are Auctions such a great place to purchase a car?

The biggest reason, of course, is the price. It is very common to get vehicles for 50% below retail. Especially, given the state of the economy, people want to buy reliable, fuel-efficient cars at great prices. If you can do the leg-work to acquire these cars at auctions…you can quickly start making a very good income for a few hours of work a month.

The other big draw to car auctions is that there are no dealers to argue with. Used car dealers are notorious for doing anything to sell a car. They have this reputation for a reason. By buying at auctions, you don’t have to worry about haggling over prices or having a salesman follow you all over the car lot.

Despite the obvious advantage of buying at auctions, I’m amazed how many people stay away because they think that the vehicles are in poor condition or that there’s some big ‘secret’ to finding these car auctions.

These are the two biggest and most expensive myths about Car Auctions….

Firstly, are there junky cars at these auctions? Yes. But are there great cars in great condition? Absolutely.

Over the years, I’ve bought many low-mileage seized autos that were in excellent condition. They were seized from a drug-dealer (or whatever type of criminal) by the police and auctioned off to help the local government raise money. I’ve also found a lot of great deals at Bank-repo auctions. Great cars in great condition that were simply repossessed by the bank because the person didn’t make their payments….and I was there to take advantage of a great deal. I’ve bought a lot of higher-end cars from these two types of auctions (especially BMW’s) because criminals tend to drive nice cars and banks repo cars that someone thought they could afford but really couldn’t.

Another great source of what I like to call more ‘functional’ vehicles are government agency auctions. A lot of state & local agencies are constantly buying new vehicles for their fleet and selling off the old ones. Not just police but, environmental agencies, department of transportation, city inspectors, etc. all drive government owned cars. These are traditionally very well taken care of (they’re required to by law) and have relatively low mileage. These make great resales because they’re cheap, reliable cars and people (especially in this economy with these gas prices) are always looking for such cars.

How do you find the good deals at …